Secured Personal Loans

homeowners and tenants loans

Secured Loans

No equity required

        

Good or bad credit

         

Any purpose loans

No obligation quotes

Unsecured Loans

 

Tenants accepted

 

Low rates

 

Fast completion

 

No obligation quotes

Secured Personal Loans

Secured personal loans are for homeowners. Secured personal loans are also known as second mortgage loans, home loans or equity loans. Secured personal loans can be approved for any homeowner who owns their own property in the UK. Secured personal loans are similar to standard mortgages, however they do not affect your current mortgage in any way.

UK homeowners can benefit from a rise in house prices by using secured personal loans to help them consolidate debt or make a new purchase. Lenders can usually offer a secured personal loan to any UK home owner with clean credit or even with bad credit, CCJs, defaults or mortgage arrears, whether employed, self employed or on dss benefits.

Secured Personal Loans Purpose

Secured personal loans can be agreed for almost any purpose. Certain secured personal loans lenders can reject applications for business or tax loans for example but others will accept unusual requests like this. Some of the most common requests for secured personal loans that we have are for:-

• debt consolidation loans
• home improvements (kitchen, bathroom, extension, loft conversion)
• car or vehicule purchase loans
• holiday

However we have also had requests for:-

• divorce settlement
• caravan
• holiday home
• school fees
• plastic surgery

Don't be afraid to ask for what you really want! Lenders will probably say "yes".

Bad Credit Secured Personal Loans

Secured personal loans are available to people with bad credit. Some lenders sometimes even lend to you regardless of the number of creditors that you have had problems with. Some of the most common credit problems that people come to us with are:-

• defaults
• ccjs
• arrears
• refused credit elsewhere

However we have also experienced the following:-

• not on voters roll
• no credit history
• bankruptcy
• arrangements

Apply Online Now

We can give you access to several secured personal loans companies who have panels of lenders that cover practically the whole range of secured personal loans lenders available in the UK.

UK secured loans lenders can approve secured loans for almost any purpose but different lenders or companies will offer different rates and repayment costs. To find the best one for you, apply online here for free quotes. You can compare low rate quotes and select the best, cheap secured loan for you. There is no obligation to proceed with any quotes.